http://www.dailykos.com/story/2016/09/20/1572335/-Elizabeth-Warren-tells-Wells-Fargo-CEO-he-should-be-behind-bars
"The $185 billion settlement Wells Fargo had to pay for creating customer accounts without customer approval was great for consumers, but how they defrauded customers isn't the whole story, as David Dayen explained last week. No, what it really was was securities fraud, and the "goal of this enterprise was not really to make money through fees on the add-on products," it was "to show steady quarterly growth to investors. The daily sales quotas weren’t plucked from the sky, but designed to maintain industry leadership in cross-selling"."